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Adrian Ingoglia, sales representative Royal Lepage realty plus oakville

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Things to Consider When Preparing to Purchase a Home

Sourced from CMHC

1: Decide what kind of home you want. Choose the neighbourhood(s) where you want to live.

Consider which features are important to you (size, number of bedrooms/bathrooms, type of house, etc.).

2: Calculate how much you can afford. Calculate how much money you have saved for a down payment.
Calculate how much your closing costs will be (ask your realtor or lender for advice).
Calculate how large a mortgage payment you can afford each month.
Calculate the other monthly costs you will be responsible for as a homeowner
(maintenance and repairs, property insurance, taxes, etc.). 

3: Get the help and advice you need.
Find a realtor to help you find a home.
Get pre-approved for a mortgage so you know how much home you can afford.
Hire a lawyer to look after your legal interests and review any contracts.
Get an appraisal and home inspection for any property you are thinking about buying.
Make arrangements to get property insurance when you purchase your home.